"I paid off $47,000 in student loans in 18 months using the Debt Destroyer playbook. The automation tips alone saved me 5 hours a month."
Sarah J.Entrepreneur
The Timeless Rules of Money
The Foundation
The 10 Commandments
Each law includes a specific action you can take today, common mistakes to avoid, and wisdom from history's greatest minds.
1
The Law of Surplus
Save 20% of every paycheck before you touch a single dollar.
2
The Law of Compounding
Start investing today. Every year you wait costs you $100,000+.
3
The Law of Protection
Build a 6-month cash buffer before investing aggressively.
4
The Law of Clarity
Track every dollar for 90 days. Find your money leaks.
5
The Law of Automation
Automate everything. Remove decisions from the equation.
6
The Law of Patience
Get rich slowly. 8-10% per year is excellent.
7
The Law of Risk
If you can't explain it simply, don't invest in it.
8
The Law of Usefulness
Buy assets that pay you. Avoid liabilities disguised as assets.
9
The Law of Generosity
Give 10% of income. Generosity is the antidote to scarcity.
10
The Law of Knowledge
Read one finance book per quarter. Your income follows your education.
The Daily Proverb
Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.
The Library
Latest Wisdom
Deep dives into the psychology and mathematics of wealth.
Psychology
The Psychology of Spending: Why We Buy Things We Don't Need
Discover the emotional triggers behind your spending habits and learn 5 psychological tricks to stop impulse buying today.
Read
Budgeting
The 50/30/20 Rule vs. The Anti-Budget
Is the 50/30/20 rule outdated? Compare it with the 'Anti-Budget' method to find the simplest way to manage your cash flow.
Read
Investing
Compound Interest: The Eighth Wonder of the World
Einstein called it the eighth wonder of the world. See how compound interest can turn small habits into massive wealth.
Read
Debt
Good Debt vs. Bad Debt
Not all debt is created equal. Learn the crucial difference between debt that destroys wealth and debt that builds it.
Read
Investing
Investing for Beginners: The 'Set and Forget' Portfolio
You don't need to be a stock picker to get rich. Here is the 3-fund strategy that outperforms the pros.
Read
Savings
The Emergency Fund: Why 3 Months Isn't Enough
In an uncertain economy, the old rules might leave you exposed. Calculate your true 'sleep well at night' number.
Read
Economics
Inflation Proofing Your Life
As the dollar loses value, where should you put your money? We analyze Gold, Real Estate, and Stocks as hedges.
Read
Psychology
The Stoic Approach to Market Crashes
How to keep your cool when the market is red. Ancient Stoic philosophy applied to modern portfolio management.
Read
Success Stories
What They Say
"Following Law #2, I started investing $500/month at 28. At 35, my portfolio hit $89,000. The math actually works."
Michael R.Software Engineer
"I stopped impulse buying after reading Law #4. Tracked every dollar for 90 days. Found $400/month I was wasting on subscriptions."
David K.Teacher
Money
Money (noun): a medium of exchange in the form of coins and banknotes; generally accepted as payment for goods and services and repayment of debts.